#Jim potts synergy one lending professional

For more mortgage approval advice, contact your trusted mortgage professional today. Getting approved for a mortgage can seem challenging, but by following a few simple rules, you’ll make it easy for your lender to sign off. So if a friend or relative asks you to co-sign their loan, wait until after your mortgage is approved. Your lender will do a second credit check just before closing the mortgage, and any new loan amounts can delay or stop the approval. With a pre-approval in hand, the only issue that remains to be settled with the lender is providing them with your new home address.ĭon’t: Co-Sign A Loan For A Friend Or RelativeĪny major purchase or new debt of any kind will read as a serious red flag for your lender, one that will take time to sort out. If you’ve already been pre-approved for a mortgage through a certain lender, then securing a mortgage through that lender will be a very smooth process – and in some cases, a pre-approval can speed up your mortgage approval by a week or even more. One simple thing you can do to greatly speed up the approval process is get pre-approved. If you’re planning to quit your job to start a business, accept a new job, cut back your hours, or go on parental leave, wait until after the home sale closes. Any change to your financial situation can throw a wrench into the approval process and delay your loan. Once it comes time to close on your mortgage loan, you’ll want to keep your finances as consistent as possible until after the closing. Over the past several years, my TEAM and I have gotten to know Sam. So before you go to your lender to get approved, make sure you have all of the necessary documents and that they’re all filled out correctly – it’ll save you a great deal of time later.ĭon’t: Accept A New Job Or Start A Business While Closing And if you forget to include a form or fill something out incorrectly, it may take your lender days or weeks to sort out the problem. Processing the paperwork on a mortgage approval is one of the most time-consuming parts of getting a mortgage.

So how can you ensure your mortgage gets approved quickly and without any hassles? Here’s what you need to know.ĭo: Have All Your Documents In Order Right Away And although it may seem like the lenders can be a bit arbitrary in their approvals, there’s actually a detailed set of criteria they look for when approving or denying an application.

Jim's success with clients can be summed up in one you’re ready to buy a home, getting approved for a mortgage is a critical step that you can’t skip or rush. 'Uniquely qualified' is how clients describe Jim! Jim and Team Potts stay up-to-date with all the mortgage industry innovations, products and programs. As a Branch Manager, Jim Potts has been a top producing, cutting edge loan originator for the past 30 years. While taking the best of the boutique brokerage and the best of the national lender to become one unique boutique lender, this merger has provided the strength and stability of a national company, while allowing us to retain our special interest in Southern California. Jim Potts and Synergy One Lending have partnered to provide you with exceptional mortgage services. Jim Potts and Synergy One Lending have built relationships based on trust, integrity, and customer service throughout Southern California. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. The Modern Mortgage Experience - NMLS 1907235 Synergy One Lending is committed to simplifying the home buying experience. Helping clients since 1987, the key to Jim's exceptional service is the personalized approach he takes to serving his clients by helping them look at the whole picture. Synergy One Lending 5,230 followers on LinkedIn.

Jim potts synergy one lending